Archive for April, 2009

How to Choose between Different Types of Mortgages

by: Rachel Jackson
With so many different types of mortgage available, it’s difficult to determine the right one for you. Before you start looking at available mortgages, however, it’s important to first evaluate your finances, as your financial situation is an important factor that will dictate the type of loan you need, and how much you [...]

April 16, 2009   Posted in: Debt, Personal Finance  2 Comments

Teen Savings Plans

by Kevin Walter
How to encourage teens to save…
My sixteen year old son works slinging groceries at the local market. It’s his first job and he now has money to burn in his pocket. He’s has been working there about two months when we sat down to review his financial situation. After two [...]

April 16, 2009   Posted in: Personal Finance, Savings  One Comment

Trying to Retire With Less Money Than You Need

by: Elizabeth Williams
The younger you are, the easier it is to ignore what’s going on with the economy and the effects of the financial crisis on your personal finances. You can afford to be more optimistic about your financial future because you have so many years ahead of you before you need to worry about [...]

April 6, 2009   Posted in: Personal Finance, Retirement  No Comments

Time to Review Your Goals and Business Plan

by: Cheri Alguire
Just as planning your goals for the coming year should always begin with a look back at the year in review, so planning your business for the rest of this year should take a look back at the first quarter. Business planning isn’t just a numbers game, but also an accounting and analysis [...]

April 6, 2009   Posted in: Personal Finance  No Comments

What Should I Do Now to Protect Myself in Case of Income Loss?

by: Patricia Payne

Many Americans are in a dire financial situation - companies are laying off thousands of employees, jobless rates continue to climb, and those out of a job are faced with finding the means to support their families. Most pressingly, homeowners must continue to pay on their mortgage and avoid losing their home in [...]

April 2, 2009   Posted in: Personal Finance  No Comments