Archive for March, 2009

6 Common Entrepreneurial Mistakes

by: Seomul Evans

One of the most difficult lessons for entrepreneurs is that the strategies they used to start their businesses are drastically different from the strategies they need to use to maintain their successful businesses. Here are 6 mistakes frequently made by entrepreneurs and how to avoid them.
1. Too-High Expectations. There’s a big difference between [...]

March 30, 2009 Posted in: Personal Finance No Comments

What Do Most Health Insurance Policies Cater For

by: Paul Abbey

Making a financial arrangement for when you may have you’re sick that stops you from living a normal life or is life threatening is not the simplest thing in the world but critical illness insurance covers this very real contingency. Providing monetary peace of mind for your family by taking out critical illness [...]

March 30, 2009 Posted in: Personal Finance 2 Comments

How to Successfully Navigate Your Business through an Economic Downturn

by: Terry H Hill

An economic downturn is a phase of the business cycle in which the economy as a whole is in decline.This phase basically marks the end of the period of growth in the business cycle. Economic downturns are characterized by decreased levels of consumer purchases (especially of durable goods) and, subsequently, reduced levels [...]

March 26, 2009 Posted in: Personal Finance No Comments

Understanding the Mortgage Meltdown; What happened and Who’s to Blame

by: Richard Gandon
People are losing their homes and many more will lose their jobs before the mortgage meltdown works its way through the system.
To paraphrase Alan Greenspan’s remarks on March 17th, 2008, “The current financial crisis in the US is likely to be judged in retrospect as the most wrenching since the end of the [...]

March 25, 2009 Posted in: Debt, Personal Finance No Comments

Investing for Dummies/Personal Finance for Dummies

Handling the dynamic nature of personal finance can be challenging. Sometimes dumbing it down or spelling it out in layman’s terms is the best way to go. Finance is a big word with big challenges surrounding its concepts. Give yourself a break and take in a little knowledge from the experts…

March 25, 2009 Posted in: Investing, Personal Finance No Comments

How to Determine If Term Or Whole Life Insurance is a Good Fit

Author: Walter Sigmore
You are searching for life insurance to buy, so you might already have come across whole life insurance and term life insurance. It is important not to base your decision on what someone told you. Get to know the definitions of “whole” and “term” before you make a decision on which one to [...]

March 25, 2009 Posted in: Personal Finance No Comments

Gain Control of Your Money With a Personal Budget

Author: Phil Rogers

Even though we tend to plan most of our activities- from vacations to daily events, we’re not so inclined to plan on how we are going to spend our money. A money plan is essentially a budget. The bu
dget specifies how much we are going to spend and save, and differentiates between our [...]

March 25, 2009 Posted in: Budget, Personal Finance No Comments

Investing 101 - Taxes and Investing

It is often said only two things in life are certain: death and taxes. Next to coming up with a proper asset allocation, taxes are probably the most important factor that will determine your long-term investing success. As you will see, when and how you pay taxes can have a dramatic impact on your long-term [...]

March 25, 2009 Posted in: Investing, Personal Finance, Taxes No Comments

Tax Returns: Basic Tips

Author: Alice Shown

Tax returns are reports containing information used to calculate income tax or other taxes. These reports are filed with the government agency responsible for tax collection and tax law enforcement. In the US, this agency is the IRS, or Internal Revenue Service. Tax returns are prepared on forms prescribed by the IRS or [...]

March 24, 2009 Posted in: Personal Finance, Taxes No Comments